The submit Pet Assure Insurance Mint Wellness Plan Review 2024: A Detailed Look by Sara Seitz appeared first on Catster. Copying over whole articles infringes on copyright legal guidelines. You might not be conscious of it, however all of those articles had been assigned, contracted and paid for, so they are not thought-about public area. However, we admire that you just just like the article and would adore it in the event you continued sharing simply the primary paragraph of an article, then linking out to the remainder of the piece on Catster.com.
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Our Review
Pricing & Plans
Deductibles & Claims
Coverage
FAQ
Conclusion
Pet Assure is a veteran pet insurance coverage different firm that has been bringing pet homeowners discounted take care of over 25 years. They entered the market with the primary pet insurance coverage worker advantages program. More lately, they’ve launched their Mint Wellness plan, a novel pet insurance coverage different choice for pet dad and mom all over the place.
Rather than specializing in masking extraneous vet prices, Mint Wellness offers protection and reductions for routine veterinary care. The plan is out there at set charges to all forms of pets, irrespective of their age or species. Best of all, no pet may be denied based mostly on preexisting circumstances.
Our Final Verdict
We give Pet Assure Mint Wellness Insurance a score of 4.5 out of 5 stars.
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Pet Assure Insurance Mint Wellness Plan Review
Pros
- Rates don’t change based mostly on age
- All forms of pets are accepted
- No exclusions for preexisting circumstances
- No ready interval
- Includes veterinary reductions
Cons
- Low most reimbursements
- Low caps per service kind
- No sickness or emergency protection
About Mint Wellness by Pet Assure
Mint Wellness is a pet wellness plan, not pet insurance coverage. Where most canine and cat insurance policy concentrate on accident and sickness protection, Mint Wellness covers routine care.
Not solely does it cowl annual exams, preventative care, and routine blood work, nevertheless it additionally offers a reimbursement for grooming, dental, and extra. This plan additionally contains enrollment in Pet Assure’s Veterinary Discount Plan. With this, you’ll obtain as much as 25% off veterinary providers while you take your pet to a taking part supplier. These financial savings can be utilized on prime of reimbursements for routine care.
Because Mint Wellness reduces the price of anticipated veterinary care, it’s an important choice for homeowners who could wrestle to pay excessive payments however have the additional funds to pay a set quantity for a pet wellness plan every month. It’s additionally a very good choice for homeowners of puppies, aged pets, and people with pre-existing circumstances. While it doesn’t cowl extraneous take care of these pets, it is going to cowl routine care to convey the general monetary burden of vet care down.
Mint Wellness is out there in three plan sorts. The Basic choice covers frequent routine care providers, whereas the Essential and Premium plans cowl extra care your pet may have all year long.
Depending on the place you reside and the price of veterinary care there, the utmost reimbursement for every service kind could or could not cowl the complete price of care. Considering the month-to-month worth, the utmost complete reimbursement for every plan is on the decrease facet in comparison with sickness and accident plans.
Mint Wellness is out there for pets in all states and can be utilized by any veterinarian. However, the bonus Veterinary Discount protection is just relevant to taking part vets.
Pricing & Plans (Updated in 2024)
Pet Insurance Cost Comparison
| Company | Sample Monthly Cost For Dogs | Sample Monthly Cost For Cats | Learn More |
| Pet Assure Mint Wellness | $18 | $18 | Get Quote |
| Lemonade | $19.44 | $11.00 | Get Quote |
| Spot | $36.54 | $16.51 | Get Quote |
| Wagmo | $70.12 | $30.88 | Get Quote |
| Trupanion | $29.70 | $12.22 | Get Quote |
| Fetch | $26.89 | $11.93 | Get Quote |
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Base Policy
The base coverage for Mint Wellness is their Basic Plan. This plan prices $18 per 30 days no matter pet kind, age, and well being standing.
The Basic plan offers protection for the most typical annual veterinary bills, together with one wellness go to, two vaccinations, routine blood work, and a fecal take a look at or urinalysis. The reimbursement for every process is capped at a set most. For occasion, the annual veterinary examination shall be coated as much as $100.
The plan has a most reimbursement of $350. The Essential and Premium plans prolong protection to extra routine care gadgets and every has a better most yearly reimbursement.
Customizations
Pet Assure’s Mint Wellness Plans are designed to be uncomplicated. That signifies that the worth for every tier choice is similar for everybody. Whether you will have an 18-year-old cat, an eight-week-old pet, or a wholesome grownup chinchilla, you’ll pay simply $18 for the essential choice.
Plans
The $18 Basic Plan covers 4 routine veterinary providers. It has a most annual reimbursement of $350.
The Essential Plan prices $34 per 30 days and covers an extra three routine providers. This plan additionally provides a better reimbursement for vaccination. It has a most annual reimbursement of $650.
The Premium Plan prices $57 per 30 days and covers all the identical providers because the Essential Plan, plus it is going to reimburse as much as $100 for dental care. This plan additionally carries greater reimbursement maximums for a lot of providers, together with grooming, wellness visits, and vaccinations. It has a most annual reimbursement of $1,100.
Plan Comparison
| Basic | Essential | Premium | |
| Monthly Cost | $18 | $34 | $57 |
| Annual Cost | $216 | $408 | $680 |
| Maximum Reimbursement | $350 | $650 | $1,100 |
| Services Covered | 4 | 7 | 8 |
| Veterinary Discount Plan | Included | Included | Included |
| Annual Deductible | None | None | None |
| Waiting Period | None | None | None |
Deductibles & Claims
Mint Wellness is a straight protection plan. This signifies that there are not any deductibles that have to be met earlier than the plan will kick in. Rather, it may be used instantly to cowl any routine care included within the plan kind as much as the given most.
Claims may be submitted instantly by importing invoices to your account. Reimbursements are paid out rapidly, usually inside 5 enterprise days.
What Does Mint Wellness by Pet Assure Cover?
The Mint Wellness plan covers solely routine and anticipated veterinary prices. It doesn’t cowl sickness, accident, or injury-related veterinary bills. The plan can be utilized by itself or along side conventional pet insurance coverage.
Each plan kind covers a special variety of routine providers.
For a wholesome grownup cat, the Basic Plan is perhaps the best choice since routine vet care is more likely to embody solely the naked minimal of providers. For a younger kitten, it could be price choosing the Essential Plan to cowl extra vaccinations and early preventative care. And for a senior kitty, getting the Premium Plan could also be price it for that extra yearly wellness examine and dental protection.
| Services | Basic | Essential | Premium |
| Wellness Visit | 1 as much as $100 | 1 as much as $100 | 2 as much as $200 |
| Vaccination | 2 as much as $100 | 3 as much as $150 | 4 as much as $200 |
| Routine Blood Work | 1 as much as $100 | 1 as much as $100 | 1 as much as $100 |
| Fecal Test | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Urinalysis | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Grooming | X | Up to $100 | Up to $200 |
| Preventatives | X | Up to $100 | Up to $200 |
| Dental | X | X | 1 as much as $100 |
*Basic Plan contains 1 fecal or urinalysis per yr.
Covered
- Wellness visits
- Vaccinations
- Routine blood work and screening
- Grooming
- Preventatives like flea, tick, and heartworm
- Dentals
Not Covered
- Illness
- Injury
- Emergencies
- Spay/Neuter
- Non-Preventative Medications
Pre-Existing Conditions
Because Mint Wellness covers solely routine care, it doesn’t reject pets based mostly on pre-existing circumstances or well being standing.
However, these circumstances won’t be coated by the pet wellness plan since they don’t fall into the class of “routine care.”
If you will have a cat with a pre-existing situation, choosing a Mint Wellness plan might help you get monetary savings by masking routine care so you will have extra funds to place towards care for his or her situation.
Additionally, since Mint Wellness contains Pet Assure’s Veterinary Discount Plan, you will have a chance to avoid wasting on pre-existing situation care, as effectively. All it’s a must to do is select a taking part veterinarian in your cat and also you’ll obtain as much as 25% off all care, no matter what it’s for.
Waiting Periods
One wonderful thing about Mint Wellness is there is no such thing as a ready interval for protection to begin. That means you possibly can signal your pet up within the morning and take them in for his or her wellness examine that afternoon and nonetheless be coated.
Because these plans aren’t affected by well being or age, you additionally don’t have to attend for medical data to be transferred or a well being examine for protection to kick in.
Reviews from Customers
Customers can’t say sufficient about how straightforward it’s to get reimbursements by way of their Mint Wellness plans. Most haven’t any bother importing their invoices to their accounts and nearly all expertise very fast reimbursement charges—lower than 5 days!
The majority of consumers are pleased with their protection and reimbursement charges. However, this varies by location. Customers in areas that have greater prices for veterinary care report that Mint Wellness’ most reimbursement doesn’t at all times absolutely cowl the price of care. For instance, my canine’s final dental price about $1,400, which is far more than the Mint Wellness Premium plan’s most dental reimbursement.
Customers even have blended opinions on the Veterinary Discount Plan portion of the protection. Pet homeowners in extremely populated areas seem to have a neater time discovering taking part vets than these in smaller cities and cities.
Overall, pet dad and mom who used probably the most routine care providers over the yr appeared probably the most glad with their Mint Wellness plan. Those who solely utilized some routine care providers ended up paying extra for his or her plan than they obtained in reimbursements.
Before you join a pet insurance coverage plan, or a wellness plan like this one, think about how a lot you usually spend on routine care annually. If it’s a vital quantity, odds are you’ll profit from the protection Mint Wellness provides.
Frequently Asked Questions (FAQ)
What sorts of pets are coated by the Mint Wellness Plan?
Mint Wellness covers any kind of animal except for people. The price is similar no matter pet kind, age, or gender.
Where can I exploit my Mint Wellness Plan?
You can use Mint Wellness at any veterinarian you select. Once providers are rendered and paid for, you merely submit the bill for reimbursement from Pet Assure.
How are reimbursements paid out?
Reimbursements are paid out to the Venmo or Paypal account related to your Mint Wellness account. Payments are usually obtained inside 5 days of submitting.
What is the Veterinary Discount Plan?
The Veterinary Discount Plan is one other insurance coverage different provided by Pet Assure that’s included in all Mint Wellness Plans. With this addition, you possibly can obtain instantaneous reductions on vet providers while you take your pet to a taking part veterinary follow.
Our Verdict
Mint Wellness is an insurance coverage different not like most others on the market. It covers solely routine pet care that will help you get monetary savings on veterinary prices you already know you’ll encounter annually.
While this plan might not be well worth the premiums for pets who solely see the vet in emergencies, it’s a good choice for many who are prudent about preventative care. It is an particularly cost-effective selection for kittens and senior cats who require additional face time with their vet and are sometimes topic to extra routine care providers comparable to vaccinations, blood work, and dentals.
Mint Wellness is available in three plan sorts with varied providers coated beneath every. The worth for each plan is ready and doesn’t change based mostly in your pet’s breed, well being standing, age, gender, or preexisting circumstances. Best of all, these plans wouldn’t have a deductible and are energetic the second you enroll.
The submit Pet Assure Insurance Mint Wellness Plan Review 2024: A Detailed Look by Sara Seitz appeared first on Catster. Copying over whole articles infringes on copyright legal guidelines. You might not be conscious of it, however all of those articles had been assigned, contracted and paid for, so they are not thought-about public area. However, we admire that you just just like the article and would adore it in the event you continued sharing simply the primary paragraph of an article, then linking out to the remainder of the piece on Catster.com.
